Why Finance Automation Matters in Automotive

SalesPartner Finance centralizes deal, stock cost, payments, and invoicing data so you close
the month faster — and trust the numbers.

Key Automation & AI-Assist Features

Feature
What It Does
Impact
🧮 Margin Calculator
Combines vehicle cost, transport, prep, discounts, incentives, campaigns & FX to show real gross/net margin per VIN or deal.
Accurate profitability decisions.
💱 FX Conversion Engine
Daily rate feed (ECB or custom); locks deal at accepted date; shows FX gain/loss on billing.
Multi-currency clarity.
🔁 Payment Mapping & Reconciliation
Auto-matches bank lines to invoices, deposits, and contract IDs; handles split customer/insurance payments.
Saves hours; reduces posting errors.
🧾 Automated Invoicing
Triggered at deal stage (Reservation, Delivery, Service completion); pulls data from Offers/Contracts.
Faster billing, fewer errors.
🧷 Deposit Tracking & Roll-Forward
Track deposit, top-up, final payment; apply to corrected invoices automatically.
Eliminates lost deposits.
🧮 Tax & VAT Profiles
Country-specific VAT, differential tax for used cars, export handling.
Compliance ready.
🧠 (Roadmap) AI Margin Anomaly Detector
Flags vehicles with abnormal cost/margin variance vs. peer set.
Early loss prevention.
🔮 (Roadmap) Cash Flow Forecast
Predicts cash in/out based on pipeline, stock financing & service jobs.
Proactive financial planning.

Core Finance Modules

Module
Highlights
Invoice Engine
Generate pro-forma, down payment, final invoices; batch or per deal.
Payment Import
Bank statement parser (MT940, CAMT, CSV); payment provider API hooks.
Reconciliation Rules
Match by amount, VIN, contract no., customer name, tolerance; learning rules improve over time.
Margin Workbench
Drill margin by unit, brand, campaign, sales rep; include rebates & flooring interest.
FX & Tax Tables
Auto-updated rates; per-market tax config; override allowed w/ approval.
Accounting Export
Map to GL codes; push to SAP, Nav, QuickBooks, Xero, custom ERP.
Split Billing
Customer / finance company / insurance / fleet split; percent or fixed.
Document Linkage
Contracts, delivery docs, credit approvals attached to each transaction.

Role-Based Value

Role
What They See
Why It Matters
Sales Rep
Deposit status, balance due at delivery.
No missed payments.
Finance Manager
Outstanding AR, invoice aging, unmatched payments.
Faster close.
CFO / Controller
Margin ladder, FX exposure, tax liability.
Accurate P&L.
Dealer Principal
Profit per rooftop / brand; discount leakage.
Strategic control.
Importer / Network
Consolidated margin + FX across dealers.
Group-level reporting.

Integrations

Bank file imports (MT940, CAMT.053, CSV) • PSP / card gateway reconciliation • OEM funding / captive finance upload • ERP sync (SAP, Microsoft Dynamics NAV/BC, Oracle, QuickBooks, Xero) • Tax APIs (EU VAT, local codes) • BI exports to Reporting & Analytics module

Frequently Asked Questions

Yes — GL mapping templates; scheduled or event-based export.

Goes to “Exception Queue”; system proposes best match using fuzzy logic.

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